Product Offerings

Non-Conforming Loans (Jumbo loans over $417,000)

The BIG Fixed Rate

A fixed rate mortgage with up to a 30-year term and $2,000,000 loan amount. Allows you to purchase or refinance a 1 to 4 unit owner-occupied or a 1 unit second home. A no income documentation feature is available.

The BIG 6 Month Treasury ARM

A 6-month adjustable rate mortgages with loan amounts to $2,000,000. Rate is fixed for first 6 months and adjusts semi-annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 2% each year or 6% over the life of the loan. Allows you to purchase or refinance a 1 to 4 unit owner-occupied or a 1 unit second home.

The 1 Year Treasury ARM

The 1 year adjustable rate mortgage with loan amounts to $2,000,000. Rate fixed for the first year and adjusts annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 2% each year or 6% over the life of the loan. Allows you to purchase or refinance a 1-4 unit owner-occupied and 1-unit second home.

The 3/1 Treasury ARM

The 3 year adjustable rate with loan amounts to $2,000,000. Rate fixed for first 5 years and adjusts annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 2% each year or 5% over the life of the loan. Allows you to purchase or refinance a 1 to 4 unit owner-occupied or a 1 unit second home.

The 5/1 Treasury ARM

The 5 year adjustable rate with loan amounts to $2,000,000. Rate is fixed for first 5 years and adjusts annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 2% each year or 5% over the life of the loan. Allows you to purchase or refinance a 1 to 4 unit owner-occupied or a 1 unit second home.

The 7/1 Treasury ARM

The 7 year adjustable rate with loan amounts to $2,000,000. Rate is fixed for the first 7 years and adjusts annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 2% each year or 5% over the life of the loan. Allows you to purchase and refinance a 1 to 4 unit owner-occupied or a 1 unit second home.

The 10/1 Arm

The 10 year adjustable rate with loan amounts to $2,000,000 featuring "interest only" payments. Rate is fixed for the first 10 years and adjusts annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 2% each year or 5% over the life of the loan. Allows you to purchase or refinance a 1 to 4 unit owner-occupied or a 1 unit second home.