Product Offerings

Government Programs

The FHA Fixed Rate

A mortgage where your principal and interest payment will remain the same for the entire term of the loan (15 or 30 years). Allows you to purchase or refinance a 1 to 4 unit owner-occupied property, a second home, or an investment property. No minimum investment of your funds is required.

The FHA 1 Year Treasury ARM

An adjustable rate mortgages with fixed principal and interest payments for the first year. At year two and each year through the end year 30, the mortgage may adjust annually up or down in accordance with the market. If the rate adjusts upward, it will not adjust more than 1% each year or 5% over the life of the loan. Allows you to purchase or refinance a 1 to 4 unit owner-occupied property or a 1 unit second home. No minimum investment of your funds is required.

The VA Fixed Rate

A mortgage where your principal and interest payment will remain the same for the entire term of the loan (30 years). Maximum loan amount is $203,000. Borrower must be a veteran who's served minimum duty with other than a dishonorable discharge. No minimum investment of your funds is required. Veteran may finance up to 100 percent based on eligibility.