Product Offerings

Putting your home's equity to work for you

Consolidate debts...make home improvements...enjoy possible tax deductible interest on your purchases (consult your tax advisor regarding deductibility of interest.) Our home equity options make it easy.

To see the states where we offer home equity programs, click State Licensing and Disclosures.

You can choose between the flexibility of a credit line or the fixed payment stability of a loan.

Flexible credit as you need it with GMAC Mortgage EquityLine.

Our EquityLine is a revolving line of credit you can access as you need it...for anything you need.

You can open the line now based on available equity, with no obligation to use the money, but you'll have the peace of mind knowing cash is available in the future. Estimate your available equity.

And, when you're ready to use the funds, you'll have convenient access through home equity checks. Of course, you won't pay any interest until you use the money. You'll also have an interest-only payment option that allows you to control your payments to meet your current needs.

An affordable, stable payment with GMAC Mortgage EquityLoan

For immediate cash, consider the advantages of a fixed rate GMAC Mortgage EquityLoan. Borrow now, for whatever you need. You'll enjoy a low home equity credit rate, with the added security that the interest and payment is fixed throughout the loan term.