Product Offerings

First Time Buyer Programs

The Fannie Mae Community Home Buyer's

A mortgage where the principal and interest payment will remain the same for the entire term of the loan (up to 30 years). Requires a 5% downpayment, but only 3% needs to come from your own funds, allowing the other 2% to come from a gift or grant. Allows you to purchase or refinance a single-family owner-occupied property. Home buyer education is required.

The Fannie Mae 97 Percent

A mortgage where the principal and interest payment will remain the same for the entire term of the loan (up to 30 years). Requires only 3% down from your own funds, allowing closing costs to come from a gift or grant. Allows you to purchase or refinance a single-family owner-occupied property. Home buyer education is required. Area income limitations may apply.

The Freddie Mac Affordable Gold

A fixed rate mortgage with up to 30-year term. Requires a 5% downpayment, but only 3% needs to come from your own funds, allowing the other 2% to come from a gift or grant. Allows you to purchase a 1 to 2 unit owner-occupied property. Home buyer education is required. Area income limitations may apply in certain locations.

The Freddie Mac Affordable Gold 97

A fixed rate mortgage with up to 30-year term. Requires a 5% down payment, but only 3% needs to come from your own funds, allowing the other 2% to come from a gift or grant. Allows you to purchase a 1 to 2 unit owner-occupied property. Home buyer education is required.